While doing Shikhara mudra, bending the pointer finger and pressing it over the thumb is the Kapitta mudra. It is used to denote the following:- Goddess Lakshmi and Saraswati Milking Cows Holding Cymbals Holding Flowers at the time of making Love. Grasping the end of the robes Offering Insense or Light Collyrium (applying Kajal)